FREQUENTLY ASKED QUESTIONS – TITLE LOAN
Here are some questions we frequently hear from our customers:
Q: What is a car title loan?
A: A title loan is a secured lending option for those who need cash in an instant. By putting up your car title as collateral for a loan, you are able to get a large loan amount faster than you would be able to at a bank.
Q: How do I get approved for a title loan?
A: It is simple, really! Just give us a call, and we will pre-approve you and give you a free estimate before going over the loan details.
Q: What happens if I pay back my loan ahead of schedule?
A: You can pay back your loan before the due date. There are no prepayment penalties added to your loan amount if you want to pay it ahead of schedule.
Q: How will my credit score impact my eligibility?
A: Your credit score is not a factor in being approved. We won’t check your credit score at all! Our loans are based off your vehicle’s value, and nothing else, so there is no need for us to check your score whatsoever.
Q: What do I need to do to make my instant car title loan installments?
A: You can use a money order, a certified check, or a debit card from VISA or MasterCard to pay.
Q: What are your store hours?
A: We are open Monday-Friday from 9am to 7pm and Saturday from 10am to 3pm. Feel free to give us a call day or night if you need to get in touch with us at 713-472-0033, or fill out the form on the ‘Contact Us’ page, and we will get back to you shortly.
Q: Do I get to keep my car?
A: Absolutely! We would never dream of inconveniencing you, so your car will remain with you through the loan period. We just need your title of the car, and we will return that to you as soon as you finish making payments.